Highlighting FinTech Leaders: Nicolas Kopp (N26 Inc.)

“I think the future of banking will one day be entirely mobile. No more need for websites or physical branches. It’ll happen sooner than you think!”

 

 

NICOLAS KOPP (CEO)

 

Digital-first banking is on a head-long dive into the hearts of the modern, tech-savvy consumer. Traditional banks are feeling the pressure with U.S. bank closures reaching record highs in 2018.

Berlin-based FinTech startup N26 Inc. aims to answer the question: Do we really need brick-and-mortar banks? If the recent additional $170 million of Series D funding is any indicator, the answer may be a resounding, collective ‘No!’ The European masses and N26 investors agree, resulting in N26 sitting as one of the top-ten FinTech startups by valuation. Will they realize the same success state-side?

Orchestrating the U.S. market foray is US CEO Nicolas Kopp, who is undoubtedly already planning his next conquest: the underbanked of Winterfell. He’s joined by a mighty army of FinTech devotees. Together, Nic and his dedicated band will make certain we never have to ‘stand in line just to hear the bank has closed’ again. 

Keep an eye on this fast-mover. Here’s our interview with Nic Kopp…

 

Tell us about N26 in a few words?

We are a mobile-first banking app with 3.5 million customers across Europe, now live in the US.

 

What’s a fun fact about yourself?

I was a snowboard instructor after high school!

 

Dinner with 3 people from any time across history, who would they be?

Albert Einstein, President Xi and Ned Stark (if we’re including fictional people, that is!)

 

What’s your favorite thing about working where you do?

Right now the best thing about my job is seeing the first users signing up for N26 in the US. After two years of building out our US operation, it’s really an incredible thing to be able to interact with and learn from our earliest customers!

 

What do you think about the future of FinTech that your colleagues don’t all agree with?

I think the future of banking will one day be entirely mobile. No more need for websites or physical branches. It’ll happen sooner than you think!

 

What (other) bank, FinTech, or VC do you have the most admiration for?

Tencent.

 

How do we make the FinTech community even stronger?

Regular meetings with industry leaders to discuss the top themes that will impact our future growth (ie. emerging technologies, regulatory changes, etc.)


 
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